IN THIS SECTION

	Automobile
	Motorcycle
	Boat
	RV
	Homeowners
	Condo
	Renters
	Landlord
	Umbrella

Landlord Insurance Overview

If you own a home or apartment and are renting it out, you have special insurance coverage needs that standard home and condo insurance will not provide.  The coverage you need is found in a landlord insurance policy. 

A landlord policy provides the following

• Property insurance - covers your building or condo
• Liability insurance – increased limits to cover bodily injury, property damage or personal and advertising injury.
• Business personal property – although your rental property may be unfurnished, this provides coverage for kitchen appliances and other property belonging to you.
• Rental income protection – if your tenant must vacate the property due to a covered loss, you policy will cover the lost rents during repairs.

Your agent can provide more information on the coverages and optional endorsements available to you.