You’ve always dreamed of planning the perfect wedding, but no matter how carefully you plan it, there are many things that can go wrong – things that are beyond your control.
What if your reception venue goes out of business a month before the wedding, and you lose your deposit and have to find another location? Or a hurricane causes your wedding to be postponed? What if your bridal shop closes, leaving you without a gown?
A wedding is an investment, and as the average cost of weddings rises, now up to $27,000*, wedding insurance is needed more than ever. After all, you wouldn’t buy a new car that costs that much without insuring it against damage.
You can get repair or replacement cost if the bride’s wedding gown or groom’s tuxedo is lost or damaged.
We can reimburse your deposit if a vendor goes out of business, declares bankruptcy before your wedding, or simply fails to show up.
You can receive repair or replacement cost if the bride or groom’s wedding bands are lost or damaged.
If severe weather (such as a hurricane) forces you to postpone your wedding, we can provide reimbursement for non-recoverable expenses.
If you have to postpone the wedding because a commercial transportation shutdown prevents the bride, groom or their parents from getting there, you can receive reimbursement for non-recoverable expenses.
If your photographer’s film is defective, or negatives are lost or damaged, we can help cover the cost to re-take new photos.
If the bride or groom is unexpectedly called up to active duty, or has her or his military service leave revoked, forcing you to postpone the event, we can provide reimbursement for non-recoverable expenses.
You can get repair or replacement cost if your wedding gifts are damaged.
If the wedding needs to be postponed because sudden illness prevents the bride, groom or their parents from attending, you can receive reimbursement for non-recoverable expenses.
As an additional option to your policy, you can add liability coverage to protect yourself in case a guest is injured or causes damage to property.
As an individual liability option to your policy, you can add this coverage to protect yourself against liability arising from alcohol-related occurrences (subject to policy conditions and exclusions).
If a vendor suddenly becomes unavailable for your event but you can find a last-minute replacement, we can reimburse you for the difference in cost.